> ## Documentation Index
> Fetch the complete documentation index at: https://mind-e.co/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Credits

> How Mind-e credits work — costs per feature, checking your balance, and managing usage.

Credits are the currency for AI-powered features in Mind-e. Every chat message, text-to-speech generation, and scenario trigger costs credits.

## How credits work

* **Paid plans** receive a monthly credit allowance that resets each billing cycle
* **Free accounts** receive a one-time **100 credit** signup bonus
* Credits are deducted in real-time when features are used
* When your balance reaches 0, AI-powered features stop working until credits are replenished

<Note>
  Credits are included with your subscription plan. There is no way to purchase additional credits separately — upgrade your plan for a higher monthly allowance.
</Note>

## Credit costs

### Chat messages

The cost per chat message depends on which AI model your agent uses:

| Tier     | Credits | Models                                                                                                                                                   |
| -------- | ------- | -------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Mini     | 1       | GPT-4o Mini, GPT-4.1 Nano, GPT-5 Nano, GPT-5 Mini, Gemini 1.5 Flash, Claude 3.5 Haiku                                                                    |
| Standard | 2       | GPT-4o, GPT-4.1, GPT-4.1 Mini, GPT-5, GPT-5.1, Gemini 2.0 Flash, Gemini 2.0 Pro, Gemini 1.5 Pro, Claude 4 Sonnet, Claude 3.5 Sonnet, Grok 3 Mini, Grok 2 |
| Premium  | 3       | GPT-5.2, Claude 4 Opus, Grok 3                                                                                                                           |

### Add-ons per message

These costs are added on top of the base chat cost when applicable:

| Add-on          | Credits | When it applies                                   |
| --------------- | ------- | ------------------------------------------------- |
| Image input     | +3      | Message includes uploaded images                  |
| Query expansion | +2      | Agent has query expansion enabled and it triggers |
| Long response   | +1      | Response exceeds 2,000 tokens                     |

**Example:** Sending a message with an image to a GPT-4o agent (standard tier) with query expansion:
`2 (base) + 3 (image) + 2 (query expansion) = 7 credits`

### Text-to-speech

| Response length               | Credits |
| ----------------------------- | ------- |
| Short (up to 800 characters)  | 1       |
| Medium (800–2,000 characters) | 2       |
| Long (over 2,000 characters)  | 3       |

### Other

| Action           | Credits |
| ---------------- | ------- |
| Scenario trigger | 1       |

## Checking your balance

You can check your credit balance in your [dashboard](https://app.mind-e.co/dashboard). The balance shows:

* **Current balance** — credits available right now
* **Lifetime used** — total credits consumed across all time

## Usage history

View a breakdown of credit usage by:

* **Feature** — see which features consume the most credits (chat, TTS, scenarios)
* **Agent** — see credit usage per agent
* **Time** — track usage over your billing period

## Monthly credit allowances

| Plan     | Credits/month        |
| -------- | -------------------- |
| Free     | 0 (100 signup bonus) |
| Starter  | 2,000                |
| Pro      | 10,000               |
| Business | 40,000               |

Credits reset at the start of each billing cycle. Unused credits do not roll over.

## Tips for managing credits

* **Use mini-tier models** for simple Q\&A tasks — they cost 1 credit vs. 2-3 for higher tiers
* **Disable query expansion** if your users write detailed questions — saves 2 credits per message
* **Disable image uploads** if not needed — saves 3 credits per image message
* **Monitor usage by agent** to identify which agents consume the most credits